![]() ![]() Here’s the one thing I want you (and your students) to understand from this article:Ī budget worksheet is not a piece of art. That's because most budgeting worksheets for teens and kids look the same: a spot to fill in “income”, a spot to fill in “expenses”, and then a column for some simple math to make sure everything works out. ![]() Typical budget worksheets, while helpful, aren't really set up for these challenges. Some kids have been receiving an allowance for years, while others receive no money to work with at all.Students don’t understand what things really cost in the real world.You’ve got limited time to teach financial literacy.Kids and teens come to the table with varying capability levels.ND 5.12.1.0 Develop and evaluate a spending/savings plan. If you are not familiar with the ACES, please check the questions here. It would be most appropriate for students in a therapeutic setting or in a life skills class where topics such as abuse are discussed. IMPORTANT NOTE TO TEACHERS: As this game was developed for youth in high-risk situations it includes game levels on making a safety plan, the Adverse Childhood Events Scale and other topics not normally covered in the classroom. You may wish for students to play the Crossroads: New Decisions game budgeting module. Students will participate in a class discussion and complete the two budget worksheets for teacher review. Submit a document in Word or Google doc explaining which option you picked and why. You can follow the video example of selecting a cell phone or use another long-term purchase, such as a car.Ĥ. Create a spreadsheet following the instructions in the videos. Watch the Google for Education videos that you will find here on researching a long-term purchase.Ģ.Teachers can copy and paste the instructions below into their Google classroom. The video examples use selecting a cell phone and phone plan but students can use any other expense that interests them, including renting an apartment or buying a car. Although the videos are done by Google and use Google sheets, the steps in creating and duplicating a formula work identically in Microsoft Excel. In this activity, students complete the research a long-term purchase using a spreadsheet. In the previous activity, students completed a budget. ![]() The only activity that requires sign-in is submitting a quiz at the end, which is really just an evaluation of how well the student liked the lesson. You do NOT need to create a classroom in the Applied Digital Skills program to complete this lesson. NOTE: This activity is part of the Applied Digital Skills curriculum through Google for Education. If students prefer, they can create a table in Sheets or Excel. ![]() This sheet can be opened and completed in Google Docs or downloaded and completed as a Word file. Introduce the personal budget project using this slides presentation that explains the purpose of the project and gives an example of a completed budget.Īssign the budget worksheet to students.
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